I watched oprah one day..
a guest she had with her was a finance experts..
quoted form the genius..
'you are really saving when you have no debts'
which lead me to make an excruciating embarrassing decision..hehehe..
i asked my ma..'ma, byrkn ptptn adik dulu bleh..i promise i find ways to pay u back'..
n she said 'ok..nnti adik bgtau mama ape mama kene wat..'
'LOVE U MA.....weeeehuuuuuuu~'
hey..at least better than utang ngan lintah darat ptptn tu...